To provide comprehensive worldwide benefits, AIARC partners with the following internationally recognized companies.
Medical
Cigna International, based in Antwerp, Belgium, provides services for most medical, dental, vision, and prescription drug claims for the Plan’s participants. Cigna partners with Cigna Healthcare (Cigna) in the United States to provide the Plan’s U.S. Open Access Plan (OAP) network for medical providers and the Preferred Provider Organization (PPO) network for dental providers. Cigna also handles claims for outpatient prescription drugs received in the United States.
Emergency Medical, Security and Travel Assistance Services
International SOS, based in Philadelphia, Pennsylvania, USA, handles AIARC’s emergency medical, security, and travel assistance services.
Death and Disability
Utmost Corporate Solutions, based in Guernsey, Channel Islands, underwrites the coverage for life, accidental death and dismemberment, and long-term disability benefits.
Chubb, based in Warren Township, New Jersey, USA, underwrites the insurance for the employer-sponsored business travel accident insurance benefit.
Retirement
Zurich International Life (Zurich), based in Douglas, Isle of Man, provides the retirement platform for non-U.S. taxpayers through the IARC Retirement Plan Trust located in Guernsey, Channel Islands.
Vanguard, based in Valley Forge, Pennsylvania, USA, provides the IARC U.S. 403(b) Retirement Plan platform for U.S. taxpayers.