Your medical insurance and ISOS evacuation coverage will continue for a period of 25 days (the grace period) beginning on the first day after you have terminated employment from your Center. However, per the IARC Plan, you can only continue medical coverage after the 25-day grace period if you are eligible for either bridging insurance or retiree insurance.

If you qualify for both options, you can only choose one option upon your separation. For example, if you choose bridging insurance, you will not be eligible for retiree insurance at a later date, and vice versa. Click here to review the eligibility requirements to continue insurance coverage.

If you are interested in and qualify for either of these options, you are required to complete a new Tax Residency Declaration Form with your IARC Insurance Plan Change Form authorized by your Center. If you do not submit these forms within 25 days after your last day of coverage as an active employee, you will no longer be eligible to continue coverage in the Plan. You will not be able to join the Plan at a later date.

If you continue coverage, you will pay the premiums directly to your Center based on the agreement between you and your Center. For legal reasons, AIARC can only collect premium payments from the Centers. The premium rates charged are based on your place of permanent residency after you terminate employment with your Center. For example, if you resided outside of the United States during your employment, but now you reside in the United States, the U.S. premium rate will apply.

For bridging and retired participants, plan benefits are not the same as for active employees. Please refer to the IARC Medical Plan Brochure for specific coverage information.